Sterling Buying Group. Wholesale Credit Card Processing

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WHAT’S INTERCHANGE MANAGEMENT?

SBG’s proprietary Interchange Management® Program identifies savings opportunities within the costs paid to the Card Associations and Issuing Banks. This approach has an average of 3 times the impact on your bottom line than the standard rate reduction tactics of competitors.

It’s registered with the US Trademark office by Howard Cooper of Sterling Buying Group:

Credit card merchant services, namely, providing financial consultation services to systematically identify savings opportunities in the interchange fees paid to credit card associations and the issuing banks by merchants who accept credit card payments

INTERCHANGE MANAGEMENT SERVICES

  • Visa, MasterCard, and Discover not only change the interchange categories every 6 months, but they also change the rules pertaining to how to qualify for the most appealing rate. Sterling Buying Group analysts are experts in Interchange qualification and will help manage the entire process.
  • In some cases the same credit card presented to you can fall into 5 different categories based on the information passed through to the Card associations. If pertinent information is missing from the sales entry process, the interchange costs can fluctuate over 1.00%. With the proper training as well as the ongoing management of the data flow, Sterling will assure that all cards are falling into the least expensive category.
  • P-Card (Purchasing Card) Processing - assuring all appropriate interchange categories fall into Level II and Level III qualification.
  • Our new virtual terminal takes the guess work out of Level II and Level III processing by auto-populating all required fields for you.

PCI Compliance

PCI Compliance Solutions
Since the inception of the PCI compliance program, most merchants have been shielded from the process and procedural changes until now.

Interchange Management

Sterling Buying Group analysts regularly study the rules pertaining to how cards qualify and as part of the service include interchange training to each client. An effective merchant services partner will not just reduce what you pay to your Bank or Broker; they will help you reduce the amount you pay to the Card Associations.

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